How do I apply for an E2 visa

How do I apply for an E2 visa?

Writer: Manal Zafar

For investors and business owners wishing to launch a startup company, the E2 visa is a fantastic choice. You can start a business in the USA and work for it if you have an E2 visa. Certain steps must be followed to obtain an E2 visa as the founder of a startup. Individual investors or investment firms from countries with treaties with the US are eligible for the E2 visa.

What is an E2 visa?

The E2 investor visa is a non-immigrant visa for the USA. The E2 visa’s fundamental idea is that it enables an investor to run a US corporation after making a sizeable investment in it. You can enter the country on an E2 visa, open a business or buy one that already exists, and hire employees. You must be a citizen of a nation with whom the United States has an E2 treaty to obtain an E2 visa. You must also invest a significant amount of money in a US business.

What are the E2 visa requirements?

The following are the requirements to be eligible for E2 :

  • You must be a citizen of a nation with which the United States has an E2 treaty.
  • A sizable investment must be made in a US company.
  • The company must be a legitimate, operating business.
  • You can’t classify your company as a marginal enterprise.
  • You must put your investment money “at risk.”
  • Your investment funds must have been acquired legally.
  • The E2 company must be managed and developed by you.
  • You must intend to leave the country once your E2 status expires.

Step 1

Consult with an Immigration Consultant

Consult with an immigration consultant as soon as you start the E2 visa application procedure. Your specific circumstance might be examined by an immigration consultant to identify the best course of action. You might discover that there is a far simpler and better way for you to get the immigration benefits you want by speaking with an immigration counselor first.

Step 2 

Setting up your E2 Company

The next stage is to establish your E2 firm once you have spoken with an experienced immigration consultant and decided that an E2 visa is your best option. This step includes the formation of a company and getting an EIN.

Step 3

Opening a bank account for the E2 Company.

The next step after forming your business is to register a bank account for your E2 firm. To run the E2 business, you will require a business bank account. Additionally, a crucial part of the evidence required for your E2 visa application will be the bank records for your business bank account.

Step 4

Transfer investment funds into the bank account of the E2 Company 

Transferring your investment funds into the business bank account is the next step after setting up the company bank account. You must spend a significant amount of money with a US company to be eligible for an E2 visa. You should try to invest at least $100,000, even though the regulations don’t specify a minimum amount.

Step 5

Spending the E2 Investment Funds

You should start using the money as soon as it is deposited into the E2 business bank account to pay for inventory, supplies, equipment, marketing, and any other necessary business expenses. Your money must be “at-risk” and “irrevocably committed” to the E2 enterprise to qualify for an E2 visa. You should use the investment money to fulfill this need.

Step 6

Submitting the E2 Petition (Either Change of Status or Visa Processing)

You are now prepared to submit your E2 petition once your firm has been established and your investment money has been used.

The filling petition can be through two ways;

  1. Filling out an E2 petition through USCIS
  2. Processing of Visas at the US Consultant

Filling out an E2 petition through USCIS

Changing from one non-immigrant status to another is referred to as a change of status. You must be legally residing in the United States with a valid non-immigrant status to change your status. A change of status is not permitted for some non-immigrant statuses, including the ESTA. Form I-129 is used to notify USCIS of a change in status.

Form I-129 and all of your supporting documentation will be prepared and filed by your immigration consultant (company documents, bank statements, etc.)The entire procedure is carried out in the US. You are not compelled to visit other countries.

Processing of Visas at the US Consulate

You will need to go through the visa process of applying for a US visa at a US Embassy overseas if you are outside of the US at the time your E2 petition is filed. You must create and submit a Form DS-160 to process a visa. All of your supporting documentation will be organized and delivered by your immigration adviser to the US Embassy in your country of origin. After reviewing your supporting documents, the embassy will arrange a visa interview. The consular official may inquire about your investment, source of funds, etc. during the interview. Then you receive an E2 visa in about a week after completing the visa interview. You can travel in and out of the country with an E2 visa.


To sum up the discussion, the E2 application process requires details like applying for an EIN, setting up your bank account, getting funding, and then getting your E2 status done. However, if you can fulfill all the requirements you will eligible to get E2, Depending on the application filed for E2 you can run a risk of getting rejected for E2.

Important questions to ask before you invest in real estate

Important questions to ask before you invest in real estate

Writer: Manal Zafar

 Investing in real estate can be challenging and difficult. Making a real estate investment involves so many variables that you must be certain of your choice.

However, if they lack expertise, it may be challenging for some people to feel secure about investing. The most important questions that any investor should ask before starting out in real estate investing will be covered in this article.

Let’s first discuss what real estate investing entails.

1. Real Estate Investing

Real estate investing is not always as simple as it first appears. Deals in real estate might take the shape of securities, funds, real estate, or even auxiliary investments. These all belong to different asset classes. No worries if you are unfamiliar with asset classes; we will go into greater detail later.

No matter the asset class, we have included the fundamental procedures for investing in real estate below.

a. What are your financials?

Thinking about your personal finances is the first step in investing in anything. Real estate investing may be highly expensive, especially when purchasing an investment property. And it makes matters worse, as liquidation is quite challenging.

Because of this, it is crucial that you think carefully about your own finances before taking any action. Prior to making real estate investments, it is always a good idea to pay off any obligations with high-interest rates and accumulate a sizeable sum of money.

b. Which strategy should be used while investing?

Developing a plan of action is the next step in the real estate investment process. This could involve a variety of activities, such as making a private real estate investment, joining a new real estate transmission, or simply making passive real estate investments. Choosing the best investment plan for you is crucial because there are numerous options available.

The choice of strategy will be covered here. Choosing between passive and active real estate investing takes up the majority of the decision-making process.

i. Active investing strategy

Active real estate investment demands significant investment from investors. Some examples are:

  1. Repair and flip
  2. wholesaling
  3. customary tenants
  4. land selling

ii. Passive investing strategy

Passive real estate that doesn’t require investors to put in a lot of work.

Examples of this include:

  1. real estate investment trusts
  2. Possibilities for crowdfunding
  3. Remote possession
  4. Funds for real estate

c. How to onboard some real estate experts to help you start?

You should seek out some real estate experts to assist you in starting after deciding which strategy you wish to adopt. This might comprise:

  1. Agents for real estate
  2. Analysts who manage properties
  3. Anyone who can assist you in your investment endeavors, including an investment manager.

This step is not required if you believe your degree of competence is sufficient for you to give yourself advice. However, the assistance of experts in the real estate market can be extremely helpful for the majority of newbies.

d. Deal analysis and closing

Considering the offer you are being made, such as the asking price for a piece of property, and deciding whether or not it is reasonable is known as “analyzing the deal.”

Your group of experienced real estate investors step in at this point. An investor will receive sound advice from a good team on which investments to make and which ones to forgo. It can be a good idea to pay attention to their recommendations if they have a track record of making profitable investments.

It’s time to finalize the transaction after you discussed it with the team and get deal closing remarks. A passive investor may only see certain numbers on a screen that indicate the amount of investment. This could be a rental property or a commercial real estate investment for an active investor. You are now a real estate investor, regardless of your previous investment.

2. Investor’s Analysis of pros and cons while investing in real estate?

Weighing the advantages and disadvantages is the first step in deciding if real estate investing is a smart choice for you. Real estate investing has a number of benefits and drawbacks, but the majority of them relate to the trade-off between risk and profit.

The following are a few of the most noteworthy benefits of real estate investing:

  1. Can provide a substantial passive income
  2. Various tax advantages
  3. Possibility of high returns

Contrarily, a few drawbacks of real estate investing are as follows:

  1. High startup costs
  2. Stress-inducing and time-consuming
  3. Incapacity to sell assets
  4. Loss potential for significant investments
  5. Make sure to thoroughly investigate all the risks and rewards before engaging in any real estate activity.

a. Are your personal financials to make an entry in real estate? 

Once you’ve made the decision to move forward with your real estate endeavor, it’s crucial to confirm that your personal finances can handle it. This is due to the fact that real estate investing may be highly costly and may call for a sizable sum of money.

Investors should pay off all high-interest debts before starting to invest. This is done to ensure that they will have long-term financial resources to sustain their investments. Investors ought to have a sizable sum of money in savings for the same reason. It is typical to need liquid capital for the initial investment. So, without money or capital, investing is much more challenging.

b. What are the ways through which real estate investors make money?

Plenty of ways are there to earn money through real estate some of them include;

  1. Property value growth
  2. Money flow
  3. Revenue from properties

c. What are your financial targets?

A crucial consideration is your future goal. Your investing strategy may be significantly influenced by your own financial objectives. Nearly every other component of your investments, including the asset class, the anticipated return, the cash flow, and many more, can also be impacted by it.

It is crucial to define your financial goals if you are unsure of what they are. Without monetary objectives, it is impossible to determine the type of investments to make and the amount of time to devote to them.

After discussing some questions to ask yourself before making a real estate investment, let’s discuss some questions to ask yourself after making up your mind to invest in real estate.

3. Questions Investors should ask from self in order to invest in real estate

It’s crucial that you keep evaluating every choice you make after being a skilled real estate investor. We’ve collected a list of inquiries to make after opting to invest in real estate below.

a. Which industry you are able to target?

Both passive and active investors should be aware of the industries they should focus on. You might have to make investments differently in various businesses. Examples of several investment sectors include:

  1. Property rentals
  2. Medical facilities
  3. Retail hotels and many more.

Each industry has its own set of specifications as well as specific market trends. Investors frequently look for sectors with higher returns and growth rates.

 b. what’s your risk tolerance level?

Investing is generally a risky endeavor. However, some investment strategies are significantly riskier than others. It’s critical to decide how much risk you want to take at this time.

For instance, there are a lot of risks involved in purchasing properties and profitably selling them. This is due to the fact that you are operating under the presumption that you will be able to both recover your initial investment and turn a profit. If the market declines while you are in ownership of the property, your profit margin will get very small and may even disappear. So you must cope with this situation.

 c. Is It Better to Invest Your Own Money or to Get Financing?

Using your own funds for an investment may or may not be the wisest course of action. The investor’s financial objectives will determine all of this. An active real estate investor, for instance, might decide to use financing to put a down payment on a house and profit more as a result.

A passive investor, on the other hand, might decide to put a little amount of money into a real estate fund. Although this investment is fairly secure, it will generate substantially less cash flow.

d. What Assets are to be purchased with investment?

 The type of assets in which investment is to be made is another crucial factor to take into account before investing. This argument primarily relates to investors who will purchase real estate rather than other types of funds.

There are several things to think about when making an investment in real estate. Among these elements are:


  1. Property Type
  2. Property Value
  3. Location
  4. Investment Goal
  5. Potential of future cash flows, and many others 

To sum up the discussion this would help in the real estate investment strategies and also you become very well aware about what are the basic inquiries to be made before stepping in into the real estate investment. Analyzing the industry and financial goals is necessary to get along with the opportunity of real estate investment.

investing in second citizenship

Why do People Invest in a Second Citizenship?

Writer: Adeela Qayyum

Importance of Investing in Second Citizenship

People increasingly invest their money in worthwhile enterprises by obtaining second citizenship. Living and working overseas, having unrestricted travel, and gaining superior education and healthcare are just a few benefits of having a second citizenship.

People from unstable nations, particularly those with a strong sense of security and stability, can get advantages from second citizenship. Investing in Second Citizenship may present possibilities for the company and prospects for expansion. Would you like to learn more about the value of gaining and investing in second citizenship? Here is all the information you could possibly want to know.

An explanation of second citizenship

It is assumed that someone having dual citizenship has several passports. Not all countries acknowledge a bipatride’s rights and obligations with other states.

Citizenship by Investment is the process of obtaining a second passport and citizenship by making a financial contribution to the host country’s economy. Investment-based citizenship programs offer legal citizenship faster than traditional immigration procedures without requiring investors to put their lives on wait.

The value of having a second Citizenship by Investment can’t be overstated. Any person who has earned second citizenship through investment is likely to receive numerous benefits and advantages. In this blog, let’s talk in more detail.

The benefits of having a second citizenship

In perspective, second citizenship could seem unnecessary. Many people may not see the benefit of holding dual citizenship if they can only stay in one state at a time. However, these multiple citizenships can be a valuable consideration in some situations. Owners of multiple citizenships might not realize they need the second one until an unexpected circumstance happens. Citizenship can be purchased by individuals and issued in 24 months or less. As long as you are alive, you will maintain your citizenship.

Through Citizenship by Investment programs, foreign nationals can now get a second passport and all of its privileges in more than 20 nations worldwide. You can gain full access to your nation’s economy by investing in Citizenship by Investment strategies, and you may even be able to travel without a visa.

Regardless of your motivation, having a second citizenship has several advantages. As we will see in this blog, second citizenship brings a number of benefits. Here are several justifications for seeking citizenship through contributions or investments.


You never know when your country might enter a conflict. You can obtain citizenship through an investment that you can utilize as insurance if there is a political uprising in your nation. When you’re ready, just travel to the second country, where you’ll be free to live wherever you can afford to.

Ability to travel:

Certain passports have rather tight restrictions on travel to other nations. You require a visa if you want to visit a single country for that purpose. However, obtaining a second passport enables you to travel to many nations simultaneously. For instance, Cyprus is among the most powerful nations to purchase citizenship by donations, as you are given access to 145 countries without a visa. If you view yourself as a traveler, you’ll save money and time by completing the necessary papers before visiting any foreign country.


Some people get second citizenship so they can enroll in classes abroad. Consider obtaining citizenship by investment if there is a school you feel you must attend. By being eligible to pay domestic tuition prices rather than more expensive overseas tuition costs, you or your child can save money in this way. Even the top universities will treat you as such if you become a citizen.

Business Opportunities:

Having a second citizenship can help you find and start new work more quickly, whether you travel regularly or are looking for fresh chances in another country. Obtaining a second citizenship will reduce the number of steps between landing a job and finding a location to settle down. Once you land a new job, it only makes logical that you are granted permission to live in the country. Additionally, a second citizenship may give you more freedom when travelling.


There are numerous citizenships by investment programs that offer advantages to the principal applicant’s family. We’ve spoken about how it can help with the cost of tuition for family members, but it can also provide them access to world-class medical care abroad. These citizenships can guarantee a prosperous future for your kids or other family members.

Optimization of taxes:

Those who hold two citizenships also benefit from better tax management. Investors have additional options for effectively and efficiently managing their wealth. Some nations only tax income earned within their own borders and often exclude gains from taxation. As a result, you will have to pay less in taxes for the rest of your life.

A Golden Chance to Invest in a Second Citizenship

Overall, having a second citizenship has a lot of benefits and opportunities to improve your quality of life. If you’re considering applying for a second citizenship, consider all the requirements and options. Second citizenship is a “golden opportunity” since it gives the average person several advantages. All you have to do is to be eligible to invest in an enterprise that the government has allowed, like real estate in that nation, have no prior criminal history, and provide documentation of your investment funds.

You always have security if you acquire a second citizenship. You will always have the opportunity to travel without worrying about obtaining a visa and departing for your next destination, no matter where life takes you or what occurs in your home country.

Citizenship and residency-based direct investment

The right country must be chosen while choosing your second citizenship. Each nation benefits depending on your lifestyle, business, and other aspects. Several outstanding countries, like Portugal, Spain, Grenada, Montenegro, St. Lucia, Turkey, St. Kitts & Nevis, Vanuatu, and others, provide a unique system for getting citizenship by investment.

The nation offers protection for families, enterprises, and travel, as described before in the Nationality by Permanent residency for Special Services by Direct Investment section. An official document, such as those issued by Grenada, St. Lucia, St. Kitts, Turkey, Vanuatu, Montenegro, etc. Exceptionally talented, rich citizens who contribute to the nation’s economic progress and their families are granted citizenship by naturalization.

Although having a second citizenship has a number of benefits. However, the value of a second citizenship dramatically depends on the citizenship you are asking for. Not many nations can offer you the advantages mentioned above. But this is an excellent opportunity for those who want to broaden their horizons.


It is always recognized how important investing in second citizenship is. You must be considering applying for a second citizenship at this point. You must do this right away if you have the ability to obtain a second citizenship, if that is what you are asking. Discover the benefits and drawbacks, then take the move.

How to expand your business in usa

How to expand your BUSINESS in USA?

Writer : Adeela Qayyum

Are you thinking about growing your business in the USA? The United States of America has the strongest economy in the world, and due to its easy entry and plenty of talent, many enterprises are drawn to the chance to create a foothold in the lucrative market.

However, because the procedure can be time-consuming and expensive, businesses must take into account a number of pain points. We have put together a comprehensive guide to inform you of the essential company incorporation stages in order to assist you in deciding whether the USA is the correct target market for your international development.

What to consider while entering the USA Market?

Is your business considering a potential expansion into the US? The U.S. attracts firms from all over the world because of its sizable and lucrative market, talent and innovation, accessibility to capital investment, and many other factors.

Some of the world’s brightest brains, businesses, and connections are found in the United States, with the Northeast hosting a sizable number of Fortune 500 corporations. Although moving to the United States has extraordinary potential for expanding consumer base, leveraging resources, and risk diversification, it is not something to be taken lightly. There are many things to think about and a lot of planning needs to be done.

Make Sure of your Financial Viability

Before entering the U.S. market, you must first make sure your company is financially stable. Setting business up in the United States could be more expensive than you initially anticipated, so you should review your company’s financial statements, business projections, and existing liabilities to be sure you can handle the risks of growth.

Additionally, you should account for additional marketing and shipping costs in your budget. If you don’t have enough money, you can try to find more money. Here are a few additional factors to think about if you want to start a business in the United States.

  • first-time investment

The money needed to expand genuinely is most significant. Distribution, taxes, imports and exports, and other expenses all demand money. Additionally, expansion comes with overhead expenditures, such as those related to new facilities, technology, staffing, equipment, and your internet presence.

  • Personnel

It is advised that you hire a lawyer, a banker, and an accountant who focus on cross-border transactions and can identify the issues your company needs to be aware of when expanding to the U.S. in order to make sure your expansion is correctly managed.

  • Additional expenses

Additional expenses to consider when expanding your business are marketing abroad, which may be different from marketing in your own country, shipping, and storage, as well as high-level executive travel.

  • Finance

Following some preliminary planning, learn how to obtain a business loan from a bank or other lender or present your expansion plans to investors; everything you can do to increase your financial situation will be very beneficial.

  • Revenue from Sales Potential

Consider the level of consumer awareness when investigating potential markets. How fast you will recover the costs of expansion over time can be determined by having a thorough understanding of the possible ROI at stake.

Analyze new Market

Always keep in mind that the success of your company depends on your clients. Have you considered what your company can provide to American customers? Is there a market niche that you can utilize? Determine your positioning by conducting market research on the most suitable market for your good or service.

Consider your target market, your sales strategy, and your options for gaining a competitive edge. The techniques of your rivals and an understanding of what works (and doesn’t) for them may likewise be useful to you. When expanding your company internationally, your marketing strategy probably needs to be modified.

Connecting with a different Culture

Companies entering the United States need to be prepared to deal with cultural differences. Because they don’t do their research or because they believe everyone else should do business the same way they do, many organizations struggle to prosper in new areas.

You have a significant advantage if your culture is comparable to that of the United States. But even if you are certain of your launch plan, you should still seek assistance from the locals. The following advice can assist you in avoiding costly errors when expanding to the United States.

Finish Legal procedures

Opening a new company locally and expanding it to the United States are extremely comparable. You must choose the kind of company entity to create, the organizations with which to register, and the taxes that apply to you. Creating a subsidiary company, which might be a corporation or limited liability company, is a popular business decision (LLC).

You should think about working with both a U.S. attorney and a tax advisor to effectively navigate this challenging process to make sure you are abiding by all applicable laws and regulations and are not paying more than is necessary.

What type of Business is Eligible for an E-2 Visa?

Writer : Adeela Qayyum

 What kind of company qualifies for an E2 visa? is the topic that this post will cover. The answer to that question is important because many people wonder what kind of business they should invest in when considering applying for an E2 visa. The solution, though, is up to you. But frequently, people are unsure of the kind of business they want to invest in. You must invest in an active for-profit firm as one of the major conditions for the E2 visa.

An E2 Visa is required if foreign national wishes to invest in, launch, or expand their business into the United States. The E2 Visa is only available to nationals of a country with which the United States has a treaty and comes with the same qualifications and conditions as any other type of immigration. There is a way to still apply for an investor visa if you are a citizen of a non-treaty country.

The E2 visa is a unique non-immigrant visa that enables nationals of specific nations who have an E2 treaty with the United States to invest in a business in the United States. They can do this by purchasing an existing business or by investing in a brand-new startup company. They can obtain an E2 visa based on making that investment in order to live in the country and run their company. Therefore, coming to the US and having the chance to run and expand their own businesses there is a fantastic alternative for investors, business owners, entrepreneurs, and others.

The E2 Visa has become one of the most demanded by foreign nationals and investors since it offers the holder and their family a wide range of advantages, such as:

  •  In-state university fees apply to free education in public schools and colleges in the United States.
  • Holders of E2 visas may hire skilled personnel through sponsorship.
  • The visa may be extended forever as long as the company continues to operate.
  • Anyone in the United States may hire a spouse.
  • E2 visa holders are free from worldwide income taxation for up to 120 days when living in the United States.

Several investment options available to you under the E2 visa:

  • You may invest heavily into a franchise,
  • You may create your own new business.
  • You might invest in an already-running company,
  • You could run a cleaning service as part of your business, for example.
  • You might invest in a retail business where you offer a certain type of goods,
  • You might invest in a cafe or a restaurant.

You have a lot of possibilities when it comes to being eligible for an E2 visa. Because of this, a large number of investors experience “choice fatigue.” They are unsure on what to invest in.

How much money should I invest in this business?

The minimum investment required for an E-2 visa, although is informally set at $100,000 or more. It might be challenging to receive approval for anything less than $100,000, and you must demonstrate that you are making progress toward operational readiness at the time of application.

Making a sizable investment in your company is one of the essential criteria for obtaining an E2 visa. The regulations do not define what sum of money qualifies as considerable. At our law company, we advise at least $100,000 in investments, though investments for less than that amount may also be permitted.

Let’s say, for instance, that you wish to open a restaurant. Building and opening a restaurant can be highly expensive. For someone who wants to open a restaurant, there is plenty of room to invest money. In contrast, it may be challenging to determine where to make significant investments for a service-based organization like a tutoring firm.

Keep in mind that not every business is the same. Some firms just require an investment of $100,000 to get them up and running. Figuring out how you’re going to spend money in other industries, though, might be difficult.

What type of business should I invest in?

Ask yourself, what are my interests and what do I feel comfortable doing?  What else do I believe has a good possibility of success or that I may reasonably expect to succeed in? These are crucial questions to ask yourself since you need to demonstrate that your company is substantial especially when you want to extend and renew your E2 visa. our company cannot be a marginal enterprise for the purposes of an E2 visa (one that only provides enough income for the E2 investor and their family).

You must prove that your company is not a minor enterprise when it’s time to renew your E2 visa. Your company needs to achieve some amount of success in order to do that. As a result, while selecting an option for your E2 visa business, you want to pick a venture that you are confident in and that you will like.

How to create a Business Plan for Investors?

Writer : Adeela Qayyum

 Your business plan is basically an image which says a lot about you as a business owner. Only a carefully thought-out and professionally presented plan can attract audience/ investors. Business plans that got approved by US embassy, it includes a clear and appealing description of the business and business owners’ profile along with his/her set of expertise and prospective endeavors.

Business plan also includes the company’s or the project’s current condition, current demands, and anticipated future even though its subject is a moving goal. consider your target market, your sales and marketing approach, and keep a thorough check on who your main competitors are while creating a business plan. A business plan gives you the framework for considering these issues and records your responses, ensure to add all possible aspects. It takes a lot of work to create a better plan to avoid rejections.

The following are the components of a business plan:

Executive Summary

Investors want to know what your goal is, especially those who are funding early-stage firms. What directions do you anticipate your business taking in the future? Basically, executive summary includes key to success, guiding principle, core values with clear Mission and Vision statement. Executive summary in a business plan is a short overview of your business plan if you want to give investors more information about your company in a brief manner.

Write a short but effective summary which will include a glimpse on the future business core values, its owner’s expertise in the following business. Investors want to know that you’re planning for future and that your vision will likely develop and evolve as time goes on, even though it might take years to implement.

Growth Sales and marketing approach

Investors consider more than just a business concept. They want proof that you are helping clients with their problems. For you to develop a successful business, your customers must want what you are selling, and your business plan needs to present the proof that you’ve gathered that indicates you’ll be able to sell your goods and services to consumers.

 It’s much better if you have proper growth plan/graph in the shape of early sales and clients. The most crucial thing is to convey that you are aware of your demands. You must spend time considering your target market, your sales and marketing approach, the issue you address for your clients, and who your main competitors are while creating a business plan.

Marketing Planning

Describe your target market and the main trends that are happening in it. The market is it expanding? How well-positioned is your company to benefit from these changes? Spend some time describing your rivals, how your target market currently resolves its issues, and why your solution is better. A marketing strategy that tells how you’ll connect with your target audience and any significant marketing activities you’ll launch should be part of your business plan. Spend some time outlining your sales strategy as well.

Target Market Strategy

Target market strategy is basically about what’s different in your business there are other several same category businesses are already based there but what’s different about yours, so target market strategy includes your strategy that you will be applying while doing business and which will stand you out in comparison with other competitors. company analysis, strengths, weaknesses, competitor analysis, Strategy, and implementation. By mentioning all these will help your business have a better understanding and it will be a plus point. 

They are interested in your “business model,” which describes how your company will operate financially. Additionally, they’ll want to know what it will take for your business to be profitable and where you plan to invest capital to expand. Any business plan must have a thorough financial plan, so taking your time here will be beneficial.

Company and Business Management:

A successful business is mostly dependent on more than just a solid idea. Even though many people have good company ideas, but only those who can effectively implement them usually prosper so having an Authentic Business model which consists of Product and Service Description, management and organization, Management team responsibility, company details, History, and background, where it is based and Thorough Market analysis, market overview, market drivers, market segmentation through insights.

Since they want to know that you can turn your concept into a profitable firm, investors will pay close attention to the area of your plan where you discuss your management team.

Financial Plan and Predictions:

Unavoidably, investors will ask to see your financial projections. You will require a balance sheet, profit and loss statement, budget for expenses, Important Assumptions, General Assumption, Startup Analysis, Financial Overview, Profit and Loss, Cash Flow Statement and predictions, Balance Sheet, Break-Even Analysis, and sales forecast. 

If you have historical data, you should prepare to share it together with any other important business indicators. Investors will always probe deeply into the workings of your company, so be ready to outline every aspect of how your company will function financially.


Spending some time to create a business strategy will help to make the entire process simpler. It is accurate to say that not all investors will want a copy of your company plan. However, the process of creating a business plan will guarantee that you’ve considered every facet of your enterprise and are prepared to respond to any inquiries that arise during the fundraising process.

Perfect investment opportunity for Real Estate

Caribbean Islands: Perfect investment opportunity for Real Estate

Writer : Fatima Shah

Why is the Caribbean a good investment opportunity? 

The clear blue ocean and pristine white beaches truly represent heaven on earth. The Caribbean Islands welcome close to 32 million tourists every year. The island’s main industry is the tourist industry, which means a majority of the indigenous population is involved in the service industry. These consist of the following countries:  St. Kitts and Nevis, Antigua and Barbuda, Grenada, St. Lucia, and Dominica which make up the region. 

These countries offer citizenship by investment programs to investors who would like to partake of the island’s beauty and get a good ROI on their investment at the same time. Apart from that, Caribbean passports offer visa-free entry to around 145 countries around the world, thus making it an excellent option for a second passport. 

Investor Programs leading to Citizenship 

Almost all the Caribbean governments offer investor programs to foreigners which can bring much-needed Foreign Direct Investment to the islands. Since the main industry is tourism for these Island nations, their governments focus on providing investment options in their booming Real Estate sector to investors. 

Investors have the option of buying a standalone property or putting a stake in larger hotel projects where they will get a portion of the profit return. Usually, large projects which are certified by the government are open to investors on the investment to a citizenship path. Equity partnership in these mega projects is actually cheaper than buying standalone real estate. However, these investments have to be done during the development stage of the project and the investor keeps a stake till the project is final. 

Governments also have different requirements for mandatory ownership of real estate which can range from 3 years to 7 years. This means that the investor has to hold on to the property for the specified number of years in order to retain citizenship. If the property is sold for an amount greater than the amount invested, there is no tax on the capital gains achieved, which attracts a lot of foreign investors, since the real estate market is on an upwards boom. 

Benefits of investing in Large Developer projects 

Investing in a large developer’s project is considered prudent on many accounts. 

-Firstly these mega developers have approved projects thus the project is reliable and a profitable option. 

-Secondly, these developers have a license to take part in the government schemes leading to citizenship, meaning there is no risk of fraud. 

-These projects are multi-million dollar investments so they enjoy a greater chance of being in a prime location with nearby amenities, thus the ROI will be guaranteed. 

-Since these 5-star hotels are internationally owned, there is greater trust amongst clients, and these hotels enjoy year-round bookings. 

-Private investors are attracted to better returns, and if they invest in the construction phase they can enjoy even more prime conditions on ROI.

-These projects are developer handled, so there is a good chance of the project being on track and start operations on time.  

-It is convenient for the investors since the management company will ensure the upkeep and regular maintenance as well as daily operations of the hotel, something which is the investor’s responsibility in standalone real estate. 

-Investors have the unique prospect of enjoying 7-14 days hotel stay for free by being co-owners of the project. 

How much does it cost to maintain a Caribbean property?

When investing in the Caribbean island nations investor to citizenship program, there will be some additional costs to buy the real estate. Firstly, as a noncitizen, you will need to apply for the Alien Landholding Licence (ALHL) in order to buy standalone real estate or invest in a large-scale project. It will take anywhere from 2 months to 6 months to apply and receive a license before you can buy property. 

Apart from that, you will need to engage an agent to buy a property and their fees can range from 3-5% of the total investment. Government citizenship programs also have hefty fees that have to be paid in order to take part in the program. These are between 30,000 to 50,000 USD and have to be paid upfront before buying a property in the citizenship program. 

Additional costs like insurance, utilities and service cost of the management company which will be dealing with the upkeep of your property will add up to the cost of the property and have to be taken into account when deciding to apply for a second passport. 



Writer : Hira Ejaz

Isn’t it intriguing to think of earning or creating money regularly over a long period without putting any or little effort into it?

Those who enjoy being the privileged and fortunate members of society would find this idea fascinating enough to be materialized into reality. Creating more money out of what is currently available would undeniably benefit those who consider luxury an essential aspect of their lives. That is where the perks of passive income come in first and foremost.

When a person earns a regular income, gains, or revenues through ventures in which they are not actively involved or participating, they are creating passive income. Passive income refers to generating a consistent source of revenue without the need for the individual to put in significant efforts.

The Internal Revenue Service (IRS) is the tax collection agency of the US. It is responsible for administering the Internal Revenue Code, which was enacted by Congress.

IRS divides the income into three categories:

  • Active
  • Passive
  • Portfolio


An active income refers to the salary earned from specific duties or services provided according to an accepted job within a specified time limit. Salaries, tips, fees, commissions, and allowances from the companies a person renders their services are examples of active income.

Portfolio income comes from money received from investments, dividends, interest, and capital gains. Investment property royalties are also considered sources of portfolio income.

Passive income is produced from a steady channel of income without any material participation or active engagement of the person in it. Passive income, like active income, is normally taxed. Sometimes, interest and dividend payments are also counted as passive income. A person should check with IRS or a tax professional to see if this is the case. The two common examples of passive income are Limited Partnership Income (LPI) and Rental Property Income (RPI). `

According to Investopedia, “A Limited Partner is someone whose role in a business is limited to their capital investment.”

To exemplify, suppose an entrepreneur invests money in his friend’s restaurant to help him hire staff and maintain the furniture there. He does nothing else to run the restaurant but receives a profit share every month. That is called the Limited Partnership Passive Income.

Likewise, consider the case where an investor buys a home in a foreign country. He hires a property management company there to deal with the tenants and maintain the house. He obtains rent every month, although he does not personally oversee the house’s management. That is called the Rental Property Passive Income.

The perks of passive income are myriad. This is one of the most effective ways to improve a person’s financial situation, leading to their financial stability. One of the crucial benchmarks on the path to prosperity is financial security. To put it another way, if, by looking at your financial status, you can confidently say that you can brave and withstand a severe financial storm, you’re on the right track.

People who are eager to expand their wealth find passive income to be the most coveted, secure, stable, and beneficial aspect of personal finance. Passive income can help them achieve their financial goals in a variety of ways, from amassing tremendous wealth to ensuring a consistent inflow of money over a long period.

With passive income, it becomes much easier for a person to accomplish their financial goals. Developing some passive income sources that allow him to earn money at any time of the day, like investment in real estate or a business, will help him reach his goal much more quickly.

Passive income also grants an individual the independence of location in many cases. A person can live and work from wherever they want because they neither have to work from a single location nor do they have to work constantly to yield passive income. Hence, an individual can travel around the world as long as they have adequate passive income to support and maintain their lifestyle.

Increased financial margin is yet another perk of passive income. The more financial margin or space a person has between their spending and income, the smoother it will be to manage their finances. And, if a consistent source of passive income is being generated month after month, it will be a lot easier to create that financial margin. For example, a person’s total monthly expenses are $3,000. If he has an active household income of $4,000 per month, his monthly margin would be $1,000. It is good, but if he receives an extra $2,000 in monthly passive income, his life will get a lot easier.

All things considered, the amount of time and effort one can devote to passive income is unconstrained, i.e., passive income can be generated at any time of day or night. From bolstering one’s financial security to reducing financial stress, it is difficult for one to see a single disadvantage to producing passive income.

citizenship by investment countries list


Writer: Hira Ejaz

Second citizenship is no longer just for ultra-high-net-worth individuals (UHNWIs) to relish the luxuries of life. Instead, in this day and age, it has become essential for any entrepreneur or investor who treasures their freedom of mobility and wants to widen their business horizons and attain socio-economic stability.

Dual citizenship, multiple citizenship, multiple nationalities, or dual nationality refers to a person’s status as a citizen of more than one state under the laws of those states.

No one wants to unnecessarily suffer multiple barriers like how much one can earn, spend, travel, etc. Religious, sexual bias, and prejudice are other obstacles one faces while living in a country. Conversely, by acquiring a passport from a new country where such restrictions are not entrenched in their social fabric, one can gain a truly liberating experience. The right to travel without undue restrictions and limitations should be the right of the qualified and eligible people. A second passport has the potential to open incredible avenues for you in terms of economy and liberty.

Economic citizenship or Citizenship by Investment is a process in which citizenship is granted to a person and their immediate family. It is dependent on a specific and quantifiable investment by the investor in the country he aspires to reside. The majority of these initiatives are designed to ensure that the investment brings welfare and advancement to the country and contributes to its economic development and prosperity.

Citizenship by Investment Programs foster exciting prospects for foreign investors to attain citizenship status from host countries, whose masses benefit from the financial and social rewards that come with increased foreign direct investment (FDI). Simultaneously, foreign investors enjoy favorable tax breaks, eased travel rules, and greater possibilities for their families to live, work, and study in the country.

The top seven countries are listed below which offer citizenships along with myriad benefits that come with their citizenship status so that you know how they can uplift their standard of living.

In the wake of a plethora of benefits, the European Citizenship by Investment program has become the most sought by the majority of foreign investors around the world. Any investor who meets the minimum investment criteria and social standards specified by the respective government authorities can obtain European Citizenship status.

Table of Contents



Turkey, officially known as the Republic of Turkey, is a transcontinental country wedged between Europe and Western Asia, with its cultural roots in the ancient Greek, Persian, Roman, Byzantine, and Ottoman empires. The cosmopolitan city of Istanbul is home to the iconic Hagia Sophia, with its towering dome and Christian mosaics. Ankara is Turkey’s modern capital.

A minimum investment of USD 250,000 is required if a person wants to obtain Turkey’s citizenship status by investing in property (real estate).

Alternatively, a minimum deposit of USD 500,000 in cash or the equivalent amount in Turkish Lira has to be maintained in one of the Turkish banks for at least three years.

Capital investment is another viable option that includes a minimum capital amount of USD 500,000 or an equal value to the Turkish Lira. This investment must be confirmed by the Ministry of Industry and Technology.

A person can also commit at least USD 500,000 or equivalent foreign currency or the Turkish Lira into government bonds.

Whatever option a person opts for attaining citizenship, the specified investment should create jobs for at least 50 people, as attested by the Ministry of Family, Labor, and Social Services.

The eligibility criteria require a person to be a minimum of 18 years of age and produce personal, business, and bank Reference Letters. He must pass strict Due Diligence checks regarding Past Criminal Records & Sources of Funds.

The prime benefits of Turkey citizenship include citizenship from day one. It is a speedy and reliable process. There are no minimum residency stay requirements. Free healthcare and education, family inclusion, and visa-free travel to 111 countries are other perks accompanying Turkey citizenship. Above all, Turkey is an E2-treaty signatory country, which means its nationals are eligible for E-2 visas in the US.


Montenegro is a sovereign country in Southeastern Europe. Podgorica is the capital and largest city, whereas Cetinje is designated as the Old Royal Capital, as well as the official house of the President. The Prime Minister heads the government. This Balkan country is poised to become the new extravagant lifestyle and investment destination for the world’s ultra-wealthy and elites with its beautiful award-winning marina.

According to the Montenegro citizenship program, a contribution or donation of EUR 100,000 to a Government Fund is required. Similarly, there are two investment options for real estate investment: Investment of EUR 250,000 in approved real estate in underdeveloped areas of Montenegro or EUR 450,000 in developed areas.

Furthermore, there is a government fee of EUR 200,000 per application. This contribution will go to a special fund for the advancement of underdeveloped areas (EUR 100,000) and will be directed towards the Innovation Fund of Montenegro (EUR 100,000). The processing time of the application is six-to-eight months.

Lifetime citizenship in Montenegro comes with multiple advantages, including low taxes, low residency requirement, no previous education or managerial experience requirements, and visa-free travel to 123 countries, including Europe’s Schengen Area, Russia, and Turkey.


The United States of America has the world’s largest economy by nominal Gross Domestic Product and is the only global superpower. The country has 50 states and is the fourth largest in terms of land area in the world. Because of the abundance of economic prospects, the United States is the most sought-after destination for business immigrants. The country’s population is multinational, multiethnic, and diversified, and the United States Dollar is the global default currency.

The US Citizenship and Immigration Service (USCIS) can grant residency to a foreign investor if he invests $500,000 into a qualified American business that will benefit the US economy and create at least ten full-time jobs for American employees.

For this, there are two categories of EB-5 visas available in the United States. The first option is for the traditional small-business entrepreneur. The second and the most popular option is the “Regional Center,” which is for passive investors.

The EB-5 visa, also known as the employment-based fifth preference category or the EB-5 Immigrant Investor Visa Program, allows eligible immigrant investors to become lawful permanent residents by investing at least $1,000,000 in a business in the United States that will employ at least ten American workers. Most EB-5 investors invest their money into a targeted employment area (TEA), which is a rural or high-unemployment area, lowering the investment threshold to $500,000. The processing time for the application is three-to-five months.

After the successful applicants have received a green card, the funds must stay invested until permanent resident status is granted whose duration is roughly five years. Conditional green cards will be issued to pre-approved applicants for a two-year term. After demonstrating to USA immigration authorities that the jobs were created or maintained, the conditions on the green card are then removed at the end of the two years.

The benefits of attaining citizenship of the US are multiple. For example, investment requirement is low: $500,000, there’s no requirement of English language, minimum education, management experience. A person can live, work or retire anywhere in the US. He can remain physically present only three to four months per year in the United States, investment can come from gift, loan, inheritance, business ownership or any other lawful activities. The approved applicant can become eligible for U.S. citizenship (U.S. Passport) in only five years.


Investing in property in a hot and sunny climate is the ideal approach to expanding your portfolio. Grenada is a viable place because it has not been overdeveloped yet, and it’s close to the US. Grenada is the ideal Caribbean island for relaxing vacations in beautiful natural surroundings. If you choose to buy a property in Grenada, you will be able to enjoy the amazing beaches and several outdoor activities throughout the year.

Under the Grenada citizenship program, a foreign investor can invest in pre-approved real estate and obtain Grenada citizenship. A minimum purchase of USD 220,000 is required from a government-approved real estate project. This option requires an additional non-refundable donation of USD 50,000.

Grenada has a flourishing real estate market with properties for sale at reasonable prices and an extensive range of options. It offers tax exemption too.


Dominica’s Commonwealth is unlike any other Caribbean island, with beautiful beaches and verdant rainforests. Dominica is known as the “Nature Island” for its natural wonders, including captivating sandy beaches, lush mountainous rainforests, waterfalls, springs, and rivers. The country offers highly agreeable citizenship by investment program, but few people take advantage of it.

Dominica citizenship by investment program has two options for an applicant. The application processing time is three months:

The Economic Diversification Fund (EDF) was created as a part of a national capital mobilization portfolio with the purpose of Dominica’s national development. To qualify for citizenship under the EDF option, a foreign investor has to make a contribution of $100,000 amount.

To qualify for Dominica citizenship through the real estate option, a person must purchase authorized real estate worth at least USD 200,000.

Once granted, lifetime citizenship cannot be retracted. There are no residency or personal visit requirements. Non-residents who gain citizenship under the program are relieved from any tax. No minimum level of education or management experience is required. The investor can hold multiple citizenships.


Alternatively, some countries offer residency programs for foreign investors or entrepreneurs who want to become a resident of a specific country. They can do so legally through a passive investment, such as purchasing real estate or contributing to refundable government bonds, or via a more active option of investment like establishing a business in the country of their choice. Such programs offer investors and their family members unhindered access to quality education and healthcare services, international business opportunities, and a well-thought-out after-retirement plan.


Malta, officially known as the Republic of Malta, is a Southern European island country in the Mediterranean Sea between Sicily and the North African coast. Malta is one of the world’s smallest and most densely inhabited countries, with European Union’s smallest national capital. Malta is known for historic sites related to a succession of rulers. It is a developed country with steady economic growth, business-friendly government, which provides a favorable environment for engaging in business career and high employment rate.

Malta Residency and Visa Program offers the foreign investors have two investment options:

  • Bond Investment

A person must purchase a government bond of worth €250,000 and hold for at least 5 years or he can finance the bond for €100,000

  • Real Estate Investment

In this option, the investor is required to purchase a property of a minimum worth €320,000 and hold for at least five years, or he can rent a minimum of €12,000 per annum.

Malta residency visa program provides successful candidates with Malta residency within approximately 180 days if the due diligence process is completed without any hurdles or delays.

For attaining lifetime residence in Malta, no language, education, business background, or living requirements are there. The investing methods are investor-friendly and flexible. It offers a remarkable healthcare system that ranks 5th best in the world. Malta is a non-global tax country, and the taxes on enterprises can be lowered to 5%.


Portugal is a southern European member country of the European Union, the Schengen area, and is one of Europe’s oldest countries, with a rich historical and architectural heritage.

Portugal offers Golden Resident Permit Program under the Ministry of Foreign Affairs. Its objective is to encourage foreign direct investments in the country. Portugal Golden Visa qualifications include legal proof for Foreign Direct Investment (FDI), a clean criminal record, and the payment of full application and processing fees. Minimum financing or investment of EUR 200,000 is required, and the application processing time is around three-to-six months.

There are three investment options by which an investor can apply for Portugal’s permanent residence:

An investor can request the residency permit just with the signature of the Promissory Contract of Purchase and Sale with a payment of a deposit of 500,000 euros.

Alternatively, a joint acquisition of properties is permissible provided that each of the joint owners invests €500,000 or more. There is also a possibility of financing above €500,000, which should be maintained for a minimum of five years. The buyer would have complete freedom to rent or lease the properties

Similarly, there is another option of investment called capital investment. A person can either transfer capital of a minimum of EUR 1.5 million into a Portuguese bank account or specifically approved investment options like he can commit EUR 500,000 for research activities of public or private entities that are part of the national scientific and technological system.

Likewise, a person can make a business investment of EUR 500,000 for the incorporation or rise of the share capital of a company registered in Portugalcreating or maintaining a minimum of five permanent jobs for three years.

With Portugal’s permanent residence comes the freedom to travel within the Schengen Area, and the ability to apply for citizenship after six years of legal residency. Renowned international and Portuguese schools and universities, quality healthcare, and attainment of Portuguese citizenship after six years of having made the initial investment.

All things considered, dual citizenship and a permanent residence in a new country open up innumerable opportunities for an entrepreneur to derive a multitude of business benefits and more bright prospects of a prosperous, elevated, and lavish life.

why to invest in Pakistan

Why to Invest in Pakistan

Writer : Manal Zafar 

An investment is the commitment of an asset or item to achieve an increase in value over a period of time. Investment necessitates a sacrifice of some current asset, such as time, money, or effort. The goal of investing in finance is to generate a profit or return from the asset you’ve invested. An asset or item is purchased to generate income or appreciation. The term “appreciation” refers to an increase in an asset’s value over time. When an individual purchases something as an investment, the goal is not to consume it but to utilize it to build wealth in the future. The investment usually has a motive to create a stabilized and increased outcome that entails risk as well. It is also the leveraging of money for the surplus payback in the renowned market.

Sound Investments strategies in Pakistan

Rising industries in every country make investors contribute and generate high potential revenues. The revenue, in turn, strengthens the backbone of the economy. For ongoing growth, you must come up with investment strategies. Many thriving industries in Pakistan are to step in for investment, including real estate, investment in stocks, investment in bonds, and others.

Which one is the Out-shine investment industry in Pakistan?

Investing in the Real estate industry of Pakistan leads to heaps of revenue that is of much concern. To deal with this, most companies provide up-to-date and centralized investment strategies. If we probe into the investment strategy, most of the masses require is easy and legalized structure to invest in Pakistan.

Ease of Doing Business in Pakistan’s Capital

According to the World Bank ranking of ease of doing business, Pakistan is 108 out of 190 countries. But ease of doing business (EODB) can be more facilitated by attracting investors and investment by overseas Pakistanis. Every individual requires a business establishment in the country’s capital. Pakistan has made endowments in different departments like construction permits, property registration, and many others to make an investor-friendly and easy investment policy. So, Foreign investors do integrate with Pakistan’s ameliorated Investment friendly policy.

Pakistan has much focused on expanding its economy and developing ways for investment. For this, Pakistan has formulated the most remunerative investment policies like;

  • Minimizing the cost of investment in Pakistan
  • Easy Business registering processes
  • Protection of investment
  • Rights of investment
  • Property rights protection

Appealing Business for overseas Pakistanis to connect to their homeland;

The connection with the native country is always patriotic for an individual. One of the ways they can reinforce ties with their homelands is through investment plans. There are increased chances of growth through investment in a home-grown country. Overseas Pakistani individual usually supports their family in Pakistan. Presently, the most lucrative industry to invest in, in Pakistan is real estate. So, it will be a wise choice to buy a property that facilitates you after a time when its worth increases. Some overseas Pakistanis are keen to tap into the real estate industry for investments, usually in the capital (Islamabad). It is the best time to enter into the profitable Real estate industry and invest in Capital’s Luxurious Towers.



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